Car insurance is one of the most important things when driving in Utah. It protects you and your vehicle in the event of an accident and can help you avoid costly repairs or medical bills. There are many different types of car insurance available, and it is essential to choose the right one for your needs.
No-Fault Insurance in Utah
No-fault insurance is a type of insurance that covers individuals regardless of who is at fault for an accident. This type of insurance is often required in states, such as Utah, that have enacted no-fault laws designed to reduce the number of lawsuits resulting from accidents. Under a no-fault system, each driver's insurance company pays for their medical expenses and property damage up to a specific limit.
Utah Auto Insurance Laws
All drivers in Utah must maintain continuous financial responsibility for any damages that may occur while operating a vehicle on state roads. Utah offers several options for motorists to satisfy this requirement, including auto insurance, a surety bond, or a self-insurance certificate.
Utah law requires all insurance policies to include bodily injury and property damage coverage. Motorists who choose to insure their vehicles must purchase a policy from an insurance company licensed to do business in the state.
Penalties for Not Having Car Insurance
If caught driving without insurance in Utah, you may be fined over $400 for the first offense and $1000 after that. Your driver's license may also be suspended for up to 90 days. You may be sued for damages if you cause an accident while driving without insurance.
Buying Car Insurance in Utah
If you're looking for auto insurance in Utah, In-House Insurance is the place to call. We offer excellent auto insurance rates and are always here to help. Give us a call today and see how we can help you save.