If you vacation in an RV or are thinking about it, you'll want to ensure you have the right insurance coverage. Although it takes a little extra time to get that added coverage, the investment will pay off in saved money and protection.
Is RV insurance required in Utah?
No law in Utah requires you to insure your RV, but your lender may require you to have full coverage if you finance your RV. Furthermore, most campground and resort operators require that RVs be insured in case they get damaged while on their private property.
What types of RV insurance are there?
There are three types of RV insurance: collision, comprehensive, and liability. Collision covers damage to your RV caused by an accident with another vehicle or object. Comprehensive covers damage to your RV from causes other than collisions, such as fire, theft, or vandalism. Liability covers damage to other people or property caused by you or your RV.
What are the benefits of RV insurance?
Some benefits of RV insurance include protection for your vehicle, liability coverage, and coverage for personal belongings. RV insurance can also provide roadside assistance and discounts on camping gear and supplies. You're required to have comprehensive car insurance to cover your vehicle, which may include an add-on for a recreational vehicle such as a camper. Many policies also include liability coverage and some personal injury coverage.
If you do not have RV insurance and are in an accident, you may be responsible for all the damages. This could include damage to your RV, other property, and injuries to yourself and others. You could end up paying thousands of dollars out of your pocket.
How can I get RV insurance?
At In-House Insurance, we understand that your RV is more than just a vehicle – it's your home away from home. That's why we offer comprehensive RV insurance coverage to protect your investment. Contact us today for a quote.